| Post Name | LABORATORY TECHNICAL ASSISTANT-BANKING ASSISTANCE |
|---|---|
| Department | VHSE |
| Question Paper Code | 055/2015 |
| Date of Test | 8 April 2015 |
| Medium of Question | ENGLISH |
| Exam Type | OMR Examination |
| Total Questions | 100 |
1
The word ‘Bank’ is originated from the language of -;
Answer
A. Itaban
2
The banking Ombudsman scheme was first introduced in Indian in:
Answer
C. 1995
3
Which of the following is a negotiable instrument?
Answer
D. All of these
4
The number of schedules in the Balance Sheet-of a bank.
Answer
B. y 12
5
In banking LBS refers to:
Answer
C. Lead Bank Scheme
6
‘Two basic contradictory conditions that a banker has to keep is :
Answer
B. Liquidity and Profitability
7
Indian Domestic Card scheme ‘Rupay’ conceived and launched by :
Answer
D. National Payment Corporation of India
A 3
[P.T.O.]
8
Kerala Gramin Bank sponsored by:
Answer
B. Canara Bank
9
‘There is restrictions regarding the number and amount of withdrawals in a given period in
case of :
Answer
A. Savings bank a/c
10
The bank set up with the aim of giving boost to the country’s export and import :
Answer
C. EXIM bank
11
The headquarters of RBI is at :
Answer
A. Mumbai
12
Principal Financial Institution for the promotion financing and development of Small Scale
Industries :
Answer
D. SIDBI
13
Statutory liquidity ratio of RBI is
Answer
B. 22%
14
The institution organised by the associated banks to simplify and facilitate daily exchange of
items and settlement of balances :
Answer
C. Clearing houses
15
First exclusive gold banking outlet of SBI is :
Answer
D. Sona Ghar, Hyderabad
55/2015 4 : A
16
Negotiable Instrument Act was passed in:
Answer
A. 1881
17
The headquarters of IMF is located at:
Answer
A. Washington
18
First Joint Stock Bank in India:
Answer
B. Bank of Hindusthan
19
Governing body for the pension scheme:
Answer
D. PFRDA
20
Kelationship of banker with payee of a draft.
Answer
D. Trustee and Beneficiary
21
The practice where a borrower pledges collateral security to secure a debt is -
Answer
B. Hypothecation
22
Scheduled banks are which :
Answer
D. All of these |
23
oubsidiary ledges of banking companies consists :
Answer
D. All of these
A 5 55/2015
[P.T.O.]
24
“Alphanumeric code that identifies a bank branch participating in the interbank electronic
fund transfer :
Answer
B. IFSC
25
IDBI established in :
Answer
C. 1964
26
Chairman of NABARD is appointed by :
Answer
A. Government of India
27
Lord Krishna Bank was merged with :
Answer
A. Centurion Bank of Punjab
28
Largest Public Sector Bank in India:
Answer
B. State Bank of India
29
The Commercial Bank which has adopted a village in Thrissur District and several steps
have been taken to transform the village as a ‘model village’ in India :
Answer
D. South Indian Bank
30
Reserve Bank of India established in the year :
Answer
C. 1935
31
Which among the following is a defunct bank?
Answer
A. Lord Krishna Bank
32
The headquarters of SIDBI is at:
Answer
B. Lucknow
33
Which bank has got gold should for excellence in financial reporting in the Private Bank
category 2011-12 from Institute of Chartered Accounts of India?
Answer
C. AXIS bank
34
SBI associate banks were nationalised on:
Answer
A. 1959
35
Complaint redressal system launched by SEBI is:
Answer
D. SCORES
36
Accounts are allowed to be operated by cheque in respect of :
Answer
B. Both savings bank a/c and current a/c
37
Capacity of the bank to produce cash on demand :
Answer
C. Liquidity
38
Earliest Commercial Banks were known as:
Answer
D. Agency houses
39
14 major commercial banks were nationalised on:
Answer
A. 1969
40
Firs organised stock exchange in India was :
Answer
B. Bombay
41
The document used by the customers for depositing cash in to bank :
Answer
A. Pay —in—slip
42
Services provided by banks under E-Banking is :
Answer
D. All of these
43
The rate at which Reserve Bank re-discount papers presented by Commercial Bank or make
advance to them directly against approved securities :
Answer
C. Bank Rate
44
Banking Regulation Act passed in :
Answer
B. 1949
45
Which of the following is not a banking term?
Answer
A. Equator
46
Which of the following organisation was set up to boost the overall rural development in
India?
Answer
B. NABARD
47
The ‘Rupay card dedicated to India by Honourable President of India, Pranab Mukherjee at
Rashtrapathi Bhavan on:
Answer
D. May 8 2014
48
In E-Banking RTGS stands for:
Answer
B. Real Time.Gross Settlement
49
“The banker to every Indian” is the slogan of : :
Answer
D. State Bank of India
50
The Prime Minister’s scheme ‘Bank account for All’ is known as:
Answer
A. Jan Dhan Yojna
51
U,T-.I. established in:
Answer
D. 1964
52
Qualitative credit control method of RBI is:
Answer
C. Publicity
53
Over draft facility is allowed in respect of :
Answer
A. Current A/c
54
Banks provide financial aid to industries, heavy turnkey projects and foreign trade is :
Answer
B. Specialised banks
55
The plastic money card which allow its holder to make purchase without holding cash in
hand and cash at bank.
Answer
C. Credit card
56
The rate at which RBI lends to the banks under liquidity adjustment facility is -
Answer
B. Repo Rate
57
Holidays are declared to banks under :
Answer
D. Negotiable Instrument Act
A 9 55/2015
[P.T.O.]
58
India’s largest public sector general Insurance Company :
Answer
A. New India Assurance Company
59
Chairman of State Bank of India.
Answer
C. Arundhati Battacharya
60
There has been a concerted effort by the policy makers in re-orienting banking towards
achieving social objectives. As a result of this, class banking is shifted to:
Answer
B. Mass banking
61
The credit instrument used as most convenient and inexpensive medium of exchange.
Answer
C. Cheque
62
Which of the following is the function of insurance?
Answer
D. All of these
63
Banks show provision for Income Tax : |
Answer
B. Under the head other liabilities and provisions
64
The pricing policy of fixing higher price at the initial stage and reducing later step by step 1s :
Answer
C. Skimming
65
What is ASBA in E-invest?
Answer
A. Applications Supported by Blocked Amount
66
Art of protecting information by transforming it in to an unreadable format is:
Answer
D. Cryptography
67
SEBIis:
Answer
C. Both
68
A non-banking asset is :
Answer
A. Fixed asset purchased from the market
69
Banking Ombudsman may reject the complaint.
Answer
C. After hearing both parties
70
Which of the following is the restricted function of RBI?
Answer
D. Clearing houses
71
Commercial paper is:
Answer
C. Both
72
The process by which physical share certificates are converted in to an electronic form :
Answer
D. Dematerialisation
73
The assets of the bank which does not generate any income :
Answer
B. NPA
74
Organisation which set up with the objective of smoothening the short — term liquidity
imbalances and integrating various. segment of money market.
Answer
C. Discount and finance house of India
75
The bank which has won the IBA Banking Technology Award 2012-13 for ‘Best use of
Mobility Technology in Banking.
Answer
A. s Corporation Rank
76
In India Treasury bills are issued by :
Answer
A. RBI
77
The document issued by the shipping company or its agent after the cargo is loaded on the ship :
Answer
C. Bill of lading
78
Which among the following is not a Public Sector bank?
Answer
B. Jammu and Kashmir Bank
79
Which among the following is a negative process?
Answer
A. Selection
80
Financial Instruments that derive its value from the underlying asset.
Answer
C. Derivatives
81
Where did Gandhiji first try Sathyagraha in India?
Answer
B. Chambaran
82
Gadhar Party was formed by:
Answer
D. Lala Hardayal
83
Who formed the Indian Independence League?
Answer
A. Hash Bihari Bose
84
Who of the following is considered as the prophet of Indian Nationalism?
Answer
B. Rajaram Mohan Roy
85
On whose recommendation was the Constituent Assembly Formed?
Answer
A. Cabinet Mission Plan
86
Whois known as Indian Bismark?
Answer
C. Sardar Vallabhai Patel
87
The call of “Go back to the Vedas” was given by :
Answer
B. Swami Dayananda Saraswathi
88
The system of Dyarchy was introduced in Indian under the India Government Act of :
Answer
B. 1919
89
The Amaravathy Session of Indian National Congress in 1897 was presided by :
Answer
D. Sir. C.Sankaran Nair
90
——_\ was the heroine of the Quit India Movement.
Answer
C. Aruna Asafali
91
“Nirvrithi Panchakam” was written by
Answer
D. Sree Narayana Guru
92
Which organization encouraged “Misrabhojanam” against the caste system?
Answer
A. Sahodara Sangham
93
Who called Kumaranasan as “Viplavathinte Sukranakshathram’?
Answer
C. Joseph Mundasseri
94
Which social reformer of Malabar was the contemporary of Sri Narayana Guru?
Answer
A. Brahmananda Sivayogi
95
Who was the owner of “Swadesabhimani” press?
Answer
D. Vakkom Adbul Khader Moulavi
96
Which social reformer is connected with “Atmavidhya Sangham"?
Answer
C. Vagbhadananda
97
The place where Dr.Palpu was born :
Answer
A. Petta
98
The place where Ayyankali started a school for dippressed classes in 1904 1s:
Answer
C. Wenganoor
99
Vaikkom Sathyagraha was started on:
Answer
D. 1924 March 30
100
The major difference between the moderates and the extremists in the congress session of
1907 was regarding :
Answer
B. Swaraj
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