| Post Name | MANAGER GR IV SR FOR SC/ST - KERALA STATE FINANCIAL ENTERPRISES |
|---|---|
| Question Paper Code | 030/2019/OL |
| Category Code | 386/2017 |
| Date of Test | 30 July 2019 |
| Medium of Question | ENGLISH |
| Exam Type | Online Examination |
| Total Questions | 100 |
1
Who among the following persons in NOT included in the Drafting Committee of the Indian Constitution?
Answer
D. M.N. Roy
2
From which of the following countries, the Indian constitution borrowed the idea of Parliamentary Democracy?
Answer
B. Britain
3
Who was the head of the Linguistic state Reorganisation Commission?
Answer
C. Fazal Ali
4
The Right to Information Act was passed by the Indian Parliament in
Answer
A. 15th June 2005
5
Which is the first Indian state to enact the Food Security Legislation even before the National Food Security Bill?
Answer
C. Chattisgarh
6
The first book published entirely in Malayalam in Kerala is
Answer
B. Samkshepa Vedartham
7
Which of the following literary works in NOT a work of Sree Narayana Guru?
Answer
A. Ushaparinayam
8
Who become a martyr in the Paliyam Satyagraha of 1948?
Answer
D. A.G. Velayudhan
9
Who was the founder of the journal 'Vivekodayam'?
Answer
A. Kumaran Asan
10
Kerala Sangeetha Nataka Academy is located at
Answer
C. Thrissur
11
Who among the following persons founded the 'Antharjana Samajam'?
Answer
D. Parvathi Nenmenimangalam
12
Who called Sree Narayana Guru as the 'Second Buddha'?
Answer
B. G. Sankara Kurup
13
Who among the following persons is known as 'Scholar Saint of Kerala'?
Answer
D. Chattampi Swamikal
14
Who wrote the book 'Jathikkummi' questioning the casteism in Kerala?
Answer
C. K.P. Karuppan
15
Who organised the 'Misra Bhojanam' at Cherai in 1917?
Answer
B. Sahodaran Ayyappan
16
Who among the following literary figures, translated Kalidasa's 'Abhijnana Shakunthalam' in to Malayalam?
Answer
A. Keralavarma Valiya Koil Thampuran
17
Which country will host the summer Olympics of 2020?
Answer
D. Japan
18
Who is the first U.S. President to win the Nobel prize?
Answer
C. Theodore Roosevelt
19
When is the G.S.T. (Goods and Services Tax) came into effect in India?
Answer
B. 2017 July 1
20
As a retaliation to the Pulwama attack, Indian Airforce conducted airstrike on 26th February 2019 at
Answer
A. Balakot
21
If a company adopts straight line method of depreciation in the first year, it should continue using it in subsequent years is the view of
Answer
C. Consistency concept
22
Which of the following is Indian accounting standard for inventories?
Answer
A. Ind AS 2
23
Provision is a
Answer
A. Charge against profit
24
________ accounting focuses on anticipated revenue and expenses.
Answer
A. Accrual basis
25
Body responsible for setting International Financial Reporting Standards
Answer
B. IASB
26
Cash book with cash, bank and discount column is called
Answer
D. None of these
27
Imprest system is related to
Answer
C. Petty cash book
28
In bank reconciliation statement, cheque issued by the company but not presented for payment is to be
Answer
B. Deducted from bank statement balance
29
Which of the following transactions are credited in financial accounting?
Answer
D. None of these
30
The process of transferring debit and credit balances of from journal to ledger is called
Answer
B. Posting
31
Which of the following is an objective of Financial Management?
Answer
C. Both of these
32
Financial Decisions involve the following
Answer
C. Financing, Investment and dividend decisions
33
Change in capital structure affect the overall cost of capital and value of the firm is
Answer
A. Net income theory
34
Proportionately large share of long term debt than its equity in capital structure of company is said to be
Answer
A. High geared
35
The average cost of capital which has to be incurred to obtain additional funds required by a firm
Answer
D. Marginal cost
36
The excess of actual or budgeted sales over the break even sales is known as
Answer
A. Margin of safety
37
Which of the following is not a discounted method of capital budgeting?
Answer
C. Accounting rate of return
38
Capital rationing involve
Answer
D. All of these
39
Which of the following is not a feature of venture capital financing?
Answer
A. Investment in medium and large enterprises
40
Which of the following is not a method used for the management of accounts receivables?
Answer
D. None of these
41
Functions of management suggested by Henry Fayol
Answer
B. Planning, Organising, Commanding, Co-ordinating and Controlling
42
'Management is the art of getting things done through others and with formally organised group' is the definition of
Answer
D. Harold Koontz
43
Which of the following is not related with scientific management of F.W. Taylor?
Answer
D. None of these
44
The process of searching for prospective employees and stimulating them to apply for the job is called
Answer
A. Recruitment
45
CSR stands for
Answer
B. Corporate Social Responsibility
46
Stage of selection process to find whether candidates are fit and to eliminate totally unsuitable candidates
Answer
A. Preliminary Interview
47
Which of the following is not an 'On the job training' method?
Answer
C. Vestibule training
48
Which of the following is an employee performance appraisal method?
Answer
D. All of these
49
'Consumer will prefer those products that offer the most quality, performance and innovative features' is the view of
Answer
B. Product concept
50
What are the 'four Cs' of marketing proposed by Robert F Lauterborn?
Answer
A. Consumer, Cost, Convenience and Communication
51
Which of the following is not a fund based service?
Answer
C. Credit Rating
52
Which of the following statement is correct?
Answer
B. Forfaiting is similar to factoring in international business
53
Which of the following is not related with merchant banking?
Answer
D. None of these
54
Which of the following are not the characteristics of factoring?
Answer
C. 100% financing
55
Lease in which the risk and reward is transferred to the lessee with the transfer of asset
Answer
C. Financial lease
56
First Indian commercial bank started merchant banking division in India
Answer
C. State Bank of India
57
India Ratings and Research Limited is a fully owned subsidiary of
Answer
B. Fitch group
58
Stock broker providing an online trading platform for reduced commission but typically does not provide investment service and advises is called
Answer
B. Discount Broker
59
Which of the following is a credit bureau in India?
Answer
D. All of these
60
The prime regulatory authority for merchant banking in India
Answer
B. SEBI
61
''India's International Bank'' is the slogan of which bank?
Answer
D. Bank of Baroda
62
What are the liabilities of a bank?
Answer
B. Time Deposits
63
NHB was set up on _________.
Answer
B. July 9, 1988
64
Commercial banks mainly invest in ________.
Answer
A. Government securities
65
As on 31.3.2013 how many RRBs are there in the country
Answer
C. 64
66
Dolphin is a new mascot and logo of which bank?
Answer
C. Andhra Bank
67
The credit deposit ratio of scheduled commercial banks in India in the year 1995
Answer
C. 55%
68
As per SEBI guidelines, in a book building process the cap in the price band _________.
Answer
B. Should not be more than 20% of the floor price
69
Co-operative banks have to prepare their balance sheet and profit and loss account in the form set out in the Third Schedule to ___________.
Answer
A. Banking Regulation Act
70
The most important internal factor that contributes to NPA is __________.
Answer
C. Diversion of funds
71
The NBFCs which must be compulsorily registered with the RBI must have a net owned funds of __________.
Answer
A. Rs. 50 lakhs and above
72
The maximum period for which deposits can be obtained by a NBFC is _________.
Answer
A. 5 years
73
In __________ the RBI made it mandatory for NBFCs to get rated in order to protect the interests of retail investors.
Answer
B. 1998
74
The minimum capital requirements for the commencement of a chit
Answer
C. Rs. 1 lakhs
75
If the guidelines of the RBI in the matter of credit are violated, it can levy penality on the violating bank under
Answer
D. Banking Regulation Act
76
All the records pertaining to a chit shall be kept by ____________.
Answer
B. Foreman
77
Which of the following entity is not permitted to participate both as a lender and borrower in the call/notice money market?
Answer
B. NBFC
78
__________ means any company which is notified by the central government under section 620 A of the Companies Act 1956.
Answer
A. MBFC
79
____________ is a scheme launched by the Hon'ble Prime Minister on April 8, 2015 for providing loans upto Rs. 10 lakhs to the non-corporate, non-farmer small/micro enterprises.
Answer
A. PMMY
80
A _________ is a NBFC carrying on the business of acquisition of shares and securities.
Answer
D. Core Investment Companies
81
What are the sampling groups which are very similar within but dissimilar without are called?
Answer
B. Stratified
82
Which of the following measures of dispersion is least affected by extreme values of observations in a data set?
Answer
A. Mean absolute deviation
83
The interval between the upper quartile and the lower quartile is known as _________.
Answer
B. Interquartile range
84
The result of discarding extreme values before averaging is called __________.
Answer
C. Modified mean
85
In what range does correlation coefficient lie?
Answer
D. -1 to +1
86
The degree of freedom for standard error of estimate are n-k-1. What does the 'k' stands for
Answer
A. number of independent variables
87
The amount of time by which the start of an activity may be delayed without affecting the overall duration of the project is known as _________.
Answer
D. Slack
88
Quantitative methods of forecasting include
Answer
C. Smoothing Approach
89
Which of the following criteria is not used for decision-making under uncertainty?
Answer
D. Minimize expected loss
90
Which of the following relationship is true in a symmetrical distribution?
Answer
A. Median - Q1 = Q3 - Median
91
The biggest constraint in E-banking is __________.
Answer
A. Startup cost
92
The important delivery channel of E-banking is ________.
Answer
C. Internet banking
93
'RuPay' card payment network is developed by which of the following organisations?
Answer
B. NPCI
94
Ministry of Rural Development provides a one time grant of Rs. _______ to the lead bank in every district to set up one RSETI.
Answer
D. One crore
95
Electronic purse may have following number of storage space _________.
Answer
C. Several
96
The committee which has recommended for establishment of data warehouse is known as ________.
Answer
A. Vasudevan committee
97
Which of the following payment system use(s) EDI?
Answer
B. SWIFT
98
Objectives of IS security is to assure
Answer
D. All of the above
99
The upper value limit of an individual national electronic fund transfer (NEFT) transaction is ___________.
Answer
D. None of the above
100
For offering mobile banking services, banks have to obtain permission from which of the following authorities?
Answer
C. RBI
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